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payday advance Grandparents are lending 31billion to cash strapped relatives every yearA quarter of Brits are forced to borrow money from older relatives and the family lending economy is worth 31billion18:06, 19 AUG 2014Important role: Geraldine Halliday (Image: Stuart Nicol) Get money updates directly to your inbox+ SubscribeThank you for subscribing!Could not subscribe, try again laterInvalid EmailMore than a quarter of UK adults are forced to borrow money from family members to cover day to day living costs.One in 10 families skips meals and sells valuables to make ends meet as higher living costs are pushing parents beyond the brink.Research by the Scottish Widows think tank, the Centre for Modern Family, shows that the family lending economy is worth that’s an average of per borrower.Grandparents and parents of children under 18 are the generations that are being squeezed the hardest.A quarter of grandparents who provide childcare say that doing so has a negative impact on their own finances, and more than one in 10 has had to take out a loan online payday loan, spend on credit cards or take out an overdraft in the past year as a result of helping their children.A third have spent their savings and almost 20% have cut down on their own vital spending, such as on groceries and fuel, with some having to take drastic measures such as skipping meals and selling their valuables.Almost half of grandparents give their children financial support and a third help their grandchildren with money.The average amount grandparents lend to their children is and a third of them don’t expect to get family loans back. This is leaving more than third of grandparents struggling with debt, which they carry over each month 24% of those people never expect to get out of the red.”Grandparents we spoke to for this report talked about sacrificing their own comfort and stability in retirement to make sure their children and young families were looked after.”Some people were even found to be scrimping on the weekly shop and skipping meals to keep up with the double whammy of higher living costs and helping out their families.”As a society we need to ensure the needs of families are being met and wider support is available for those providing this vital care.”‘I’d give my last penny’ Geraldine Halliday, a retired legal officer, has two daughters and four grandchildren. She supports them with childcare during the school holidays, looks after the youngest at weekends and helps out financially when she can.”These are tough times as household bills keep rising and wages aren’t keeping up with costs,” says Geraldine. payday advance

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